
CGTMSE for Small Businesses: What the Credit Guarantee Actually Does
CGTMSE supports eligible member lending institutions by providing a credit guarantee for qualifying micro and small enterprise facilities. It is not a direct loan from…
Practical insights on sourcing, wholesale trade and building a stronger retail business.

CGTMSE supports eligible member lending institutions by providing a credit guarantee for qualifying micro and small enterprise facilities. It is not a direct loan from…

A profitable shop can still run short of cash when stock sits too long or customers pay later than suppliers must be paid. The cash…

A wholesaler may have delivered goods and issued an invoice while the buyer’s payment is still weeks away. Invoice financing can bridge part of that…

A fast digital loan journey should still tell the borrower who lends the money, what it costs and which data is requested. Speed does not…

A Key Facts Statement (KFS) is a compact place to examine the economics of an eligible loan offer. A borrower should compare what arrives in…

Banks and non-banking financial companies (NBFCs) can both offer business credit, but the best offer depends on the borrower, product and complete repayment cost.

Festival periods can lift demand for some categories, but they can also tie up cash in stock that sells more slowly than expected. A strong…

Offering customers a running account can build convenience and loyalty, but unpaid balances can leave a small shop short of cash for restocking and bills.…

Unsold inventory ties up shelf space and working capital. A markdown plan helps a retailer recover cash while protecting the value of products that can…

Good GST records help a retailer reconcile purchases, sales and tax invoices before filing returns. Input tax credit is subject to the GST law and…
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